Insurance Resources

Insurance Resources

Important and Useful Information 

Buying a new car and looking for safety ratings? Wondering about the financial strength of an insurance company? Need help figuring out how much life insurance is enough? Want more information on flood insurance? Looking for workers' compensation information that relates to coming back to work?

For credible information on these topics and more, please visit some of our favorite websites: 

  • The Minnesota Insurance Department
  • The North Dakota Insurance Department
  • Insurance Institute for Highway Safety/Highway Loss Data Institute : The Insurance Institute for Highway Safety and the Highway Loss Data Institute are independent, nonprofit, research and communications organizations funded by auto insurers and dedicated to reducing highway crash deaths, injuries and property losses. Check this site to find information on the most recent safety and crash test results on a majority of American and foreign-made vehicles. 
  • FloodSmart.gov: On the Flood Smart website, you can determine your flood risk, estimate the cost of flood insurance, and find out what is covered. You can also estimate the cost to repair your home or business inch by inch for water in the interior. FloodSmart.gov is the official site of the National Flood Insurance Program. We are licensed flood agents, so you can also contact us for assistance with your flood insurance questions. 
  • The Insurance Information Institute: The Insurance Information Institute is an excellent resource on a broad range of insurance topics including free home inventory software and safety tips.
  • A.M. Best Company, Inc.: Best’s Ratings are recognized worldwide as the benchmark for assessing the financial strength of insurers. Search by company name to check the current financial rating of insurance companies all over the world.
  • Life and Health Insurance Foundation for Education: This website is a resource for information about life, health, disability, and long-term care insurance. It includes an “Insurance Needs Calculator” that can help you determine how much life insurance your family will need. It also provides consumer guides for long-term care and other policy coverages.
  • The U.S. Department of Health & Human Services: This site contains helpful information on a number of topics, including national healthcare plans.
  • The National Association of Insurance and Financial Advisors: This website provides some excellent consumer information in areas of financial planning. The information provided includes: the variety of methods you can use to guard against financial uncertainty; the different types of investments that can be used to meet your savings and investment objectives; and what steps to take to ensure that your assets will be protected in life and in death.
  • Work Comp Return-To-Work Program Information: If you are an employer, you may be interested in the following document from The Hartford Insurance Loss Control Department. It includes step-by-step information on how to develop a “Return to Work Program”. Return to Work is a process designed to help injured workers get back to work quickly and safely.